Three products. One platform. Pick what fits your team today.
ContractHive, Estimator 9 and NextHive are sold separately and priced separately — but they share the same data layer, the same AI core, and the same audit trail. Start with one, add the rest when you're ready.
- IFRS 16
ContractHive
AI lease accounting and lifecycle management
Abstract any lease, generate ROU and lease liability schedules, manage critical dates, and consolidate multi-entity portfolios.
Explore ContractHivePrimary userCFOs, controllers, lease accountants - IFRS 9
Estimator 9
Expected credit loss automation
Three-stage allocation, term-structure PD/LGD/EAD modelling, macro scenarios and GPPC-aligned disclosures.
Explore Estimator 9Primary userCROs, ALM teams, credit risk managers - Treasury
NextHive
AI cash and liquidity forecasting
Multi-entity, multi-currency cash forecasting with scenario modelling, workflow approvals and bank connectivity.
Explore NextHivePrimary userTreasurers, CFOs, FP&A leads
Feature comparison
Side-by-side, no asterisks
What each product owns, what it shares with the others, and where the lines actually fall.
| Feature | ContractHiveIFRS 16 | Estimator 9IFRS 9 | NextHiveTreasury |
|---|---|---|---|
| Standard & domain | |||
| Accounting / risk standard | IFRS 16 (Leases) | IFRS 9 (ECL) | Treasury / liquidity |
| Primary user | Controllers, lease accountants | CROs, ALM, credit risk | Treasurers, FP&A |
| AI & automation | |||
| AI core | Contract abstraction & extraction | Model parameter estimation | Flow categorisation & forecasting |
| Workflow approvals | |||
| Configurable role-based access | |||
| Data & scale | |||
| Multi-entity | |||
| Multi-currency (FX-aware) | |||
| Bank connectivity | |||
| Direct ERP exports | SAP, Oracle, Sage, AARO | via ContractHive | via ContractHive |
| Reporting & audit | |||
| Audit-grade lineage | |||
| Disclosure outputs | IFRS 16 maturity, movement, sensitivity | GPPC-aligned IFRS 9 packs | Forecast variance & cash reports |
| Scenario / sensitivity modelling | |||
| Delivery | |||
| Typical deployment | 14 days | 14 days | 14 days |
| Status | In production | In production | In production |
Which product solves your problem?
Find your starting point
You don't have to buy the whole platform on day one. Start where the pain is, then expand when the data layer pays for itself.
I run a multi-store retail or F&B operation
You have hundreds of leases across stores, kitchens or warehouses. You need IFRS 16 compliance and audit-grade ROU schedules.
Learn moreStart withContractHiveI'm a lender, insurer or takaful operator
You need defensible Expected Credit Loss models, GPPC-aligned disclosures and a validation framework your auditor will accept.
Learn moreStart withEstimator 9I need rolling cash forecasts across entities
You have operating companies in multiple geographies and currencies, and group treasury needs one trusted view of cash.
Learn moreStart withNextHiveI need all three under one roof
You're a diversified group or financial institution with leases, credit exposures and group cash to manage. You want one platform, not three vendors.
Learn moreStart withAll three (the platform play)
The platform play
Why diversified groups buy all three
IFRS 16, IFRS 9 and treasury reporting share the same contracts, the same counterparties and the same cash flows. Running them in three siloed tools is how reconciliation hell starts. Customers like Al Sulaiman Group and Vision Investments use all three because the alternative is three vendor contracts, three audit trails, and three reconciliation projects.
One data layer
Lease, credit and cash data live in a single normalised model — no reconciling between three vendors.
One AI core
Document understanding, scenario modelling and anomaly detection on the same engine across products.
One audit trail
A single immutable activity log across IFRS 16, IFRS 9 and cash forecasting — your auditor sees one story.
One login, one team
Finance, risk and treasury work in the same platform with shared roles, permissions and support.
Still not sure which one fits?
Tell us about your finance, risk or treasury workflow. We'll show you the right product (or the right combination) — against your real data, not a demo dataset.