Six products. One platform. Pick what fits your team today.
ContractHive, HiveStart, NextHive, Estimator9Hive, Hive18 and HiveIQ are sold and priced separately — but they share the same data layer, the same AI core, and the same audit trail. Start with one, add the rest when you're ready.
- IFRS 16
ContractHive
AI lease lifecycle & IFRS 16 compliance
Abstract any lease, generate ROU and lease liability schedules, manage critical dates, and consolidate multi-entity portfolios.
Explore ContractHivePrimary userCFOs, controllers, lease accountants - Onboarding
HiveStart
AI-native customer onboarding
KYC, documents, contracts and approvals in one workflow — with AI document reading handling the data entry.
Explore HiveStartPrimary userOnboarding, risk & compliance ops - Treasury
NextHive
AI cash and liquidity forecasting
Multi-entity, multi-currency cash forecasting with scenario modelling, workflow approvals and bank connectivity.
Explore NextHivePrimary userTreasurers, CFOs, FP&A leads - IFRS 9
Estimator9Hive
IFRS 9 credit risk & ECL automation
Obligor-level PD/LGD/EAD and ECL under the GPPC simplified method, macro scenarios and audit-ready disclosures.
Explore Estimator9HivePrimary userCROs, ALM teams, credit risk managers - IFRS 18
Hive18
IFRS 18 presentation & MPMs
Classifies every GL line into the five IFRS 18 categories, builds mandatory subtotals and auto-reconciles MPMs.
Explore Hive18Primary userGroup reporting & technical accounting - Conversational AI
HiveIQ
Ask your business in plain English
A conversational AI analyst over your ERP, CRM and OMS — instant answers, live dashboards and predictive insights.
Explore HiveIQPrimary userFinance, operations & C-suite
Feature comparison
Side-by-side, no asterisks
What each product owns, what it shares with the others, and where the lines actually fall.
| Feature | ContractHiveIFRS 16 | HiveStartOnboarding | NextHiveTreasury | Estimator9HiveIFRS 9 | Hive18IFRS 18 | HiveIQConversational AI |
|---|---|---|---|---|---|---|
| Standard & domain | ||||||
| Standard / domain | IFRS 16 (Leases) | Onboarding & KYC | Treasury / liquidity | IFRS 9 (ECL) | IFRS 18 (Presentation) | Cross-system analytics |
| Primary user | Controllers, lease accountants | Onboarding & compliance ops | Treasurers, FP&A | CROs, ALM, credit risk | Group reporting, technical accounting | Finance, ops & C-suite |
| AI & automation | ||||||
| AI core | Contract abstraction & extraction | Document reading & verification | Flow categorisation & forecasting | Model parameter estimation | GL line classification | Natural-language Q&A |
| Workflow approvals | ||||||
| Configurable role-based access | ||||||
| Data & scale | ||||||
| Multi-entity | ||||||
| Multi-currency (FX-aware) | ||||||
| Bank connectivity | ||||||
| ERP / system connectors | SAP, Oracle, Sage, AARO | via ContractHive | Live bank & ERP feeds | via ContractHive | via ContractHive | ERP · CRM · OMS (read-only) |
| Reporting & audit | ||||||
| Audit-grade lineage | ||||||
| Disclosure / output | IFRS 16 maturity, movement, sensitivity | Onboarding audit pack | Forecast variance & cash reports | GPPC-aligned IFRS 9 packs | FS, notes & MPM reconciliation | Live dashboards & insights |
| Scenario / predictive modelling | ||||||
| Delivery | ||||||
| Typical deployment | 14 days | Live in days | 14 days | 14 days | On release | 2-week PoC |
| Status | In production | In production | In production | In production | Releasing soon | Live |
Which product solves your problem?
Find your starting point
You don't have to buy the whole platform on day one. Start where the pain is, then expand when the data layer pays for itself.
I run a multi-store retail or F&B operation
You have hundreds of leases across stores, kitchens or warehouses. You need IFRS 16 compliance and audit-grade ROU schedules.
Learn moreStart withContractHiveI'm a lender, insurer or takaful operator
You need defensible Expected Credit Loss models, GPPC-aligned disclosures and a validation framework your auditor will accept.
Learn moreStart withEstimator9HiveI need rolling cash forecasts across entities
You have operating companies in multiple geographies and currencies, and group treasury needs one trusted view of cash.
Learn moreStart withNextHiveI need the whole finance & operations stack
You're a diversified group or financial institution with leases, credit exposures, onboarding, group cash and reporting to manage. You want one platform, not six vendors.
Learn moreStart withThe full FutureHives suite
The platform play
Why diversified groups buy the suite
Leases, credit, onboarding, treasury and reporting share the same contracts, the same counterparties and the same cash flows. Running them in siloed tools is how reconciliation hell starts. Customers like Al Sulaiman Group and Vision Investments run several products together because the alternative is a stack of vendor contracts, separate audit trails, and parallel reconciliation projects.
One data layer
Lease, credit and cash data live in a single normalised model — no reconciling between three vendors.
One AI core
Document understanding, scenario modelling and anomaly detection on the same engine across products.
One audit trail
A single immutable activity log across IFRS 16, IFRS 9 and cash forecasting — your auditor sees one story.
One login, one team
Finance, risk and treasury work in the same platform with shared roles, permissions and support.
Still not sure which one fits?
Tell us about your finance, risk or treasury workflow. We'll show you the right product (or the right combination) — against your real data, not a demo dataset.
