Built for the industries where leases, credit risk and cash converge.
ContractHive is the platform finance teams pick when their portfolio is too operational for a spreadsheet and too specific for generic CLM. Real customers across retail, fuel, logistics, lending, insurance and conglomerates.
- ContractHiveNextHive
Retail & F&B
Hundreds of stores, hundreds of leases, one close.
Multi-store retailers and F&B operators run lease portfolios spread across malls, high-streets, kitchens and warehouses — each with its own escalation, renewal and CAM mechanics. Spreadsheets break by store 200.
- Bulk abstraction of mall and high-street leases
- CAM, turnover-rent and escalation modelling
- Multi-entity ROU consolidation across legal entities
Talk to our specialistsReal customers in this segment- IKEAKSA — Home & furniture
- Address CafeKSA — Premium F&B
- ContractHive
Fuel & Convenience
Forecourt economics, audit-grade.
Convenience and fuel retailers manage thousands of forecourt and store leases with embedded equipment, ground rent and percentage-rent clauses. IFRS 16 separation of components is non-trivial — and getting it wrong is a Big-4 finding.
- Component separation (lease vs. non-lease)
- Ground-rent and percentage-rent treatment
- Renewal-option lifecycle management at scale
Talk to our specialistsReal customers in this segment- Circle KGlobal — Convenience retail
- ContractHiveNextHive
Logistics & Supply Chain
Warehouses, fleets and DCs — one schedule.
Logistics operators run lease portfolios across distribution centres, cross-docks and rolling fleets. Asset categories and useful lives differ; reporting must stay reconcilable to operations and finance simultaneously.
- Property and equipment lease classification
- Vehicle and asset-specific useful-life handling
- Liability rollforwards by entity and currency
Talk to our specialistsReal customers in this segment- FlowPLGlobal — Logistics
- Estimator 9
Banking & Lending
ECL that stands up to the regulator.
Lenders need defensible, auditable Expected Credit Loss models — three-stage allocation, term-structure PD/LGD, and macro overlays — without depending on a black-box vendor or a fragile in-house spreadsheet.
- PD / LGD / EAD modelling with full auditability
- Three-stage SICR allocation and overlays
- GPPC-aligned IFRS 9 disclosure exports
Talk to our specialistsReal customers in this segment- Reem FinanceUAE — Lending
- Estimator 9
Insurance & Takaful
ECL on investment portfolios — built for takaful.
Insurers and takaful operators carry significant credit-exposed investment portfolios. IFRS 9 ECL has to coexist with shariah-compliant accounting and the risk-sharing mechanics of takaful — generic banking models don't fit.
- ECL across debt securities and reinsurance receivables
- Shariah-aware accounting workflows
- Auditor-ready ECL disclosures and challenge packs
Talk to our specialistsReal customers in this segment- Watania TakafulUAE — Insurance
- ContractHiveEstimator 9NextHive
Diversified Holdings & Conglomerates
One platform across every operating company.
Diversified holdings consolidate retail, real estate, finance and industrial entities under one group. Each subsidiary brings its own leases, credit exposures and cash positions — and group finance has to reconcile all of it for one set of accounts.
- Multi-entity, multi-currency consolidation
- Per-OpCo data ownership with group-level rollups
- Single audit trail across IFRS 16, IFRS 9 and cash
Talk to our specialistsReal customers in this segment- Al Sulaiman GroupKSA — Conglomerate
- Vision InvestmentsGlobal — Diversified
Why these industries
Lease-heavy operators have problems generic CLM can't solve
A retailer with 800 store leases doesn't need a contract repository. A lender doesn't need a document tagger. They need an audit-grade engine that produces numbers their auditor will accept on the first review.
Volume that breaks spreadsheets
Hundreds to thousands of contracts per entity, each with bespoke escalations and options. Manual abstraction simply doesn't scale at the close.
Multi-entity, multi-currency
Group consolidation across operating companies, currencies and chart-of-accounts mappings — without losing per-entity ownership.
Audit-grade, not best-effort
Every figure links back to its source clause or model input. Traceability that auditors accept on first review, not after three rounds.
Standards that overlap
IFRS 16, IFRS 9 and treasury reporting share counterparties, contracts and cash flows. ContractHive unifies them on one data model.
Don't see your industry?
If your finance team manages a high-volume lease portfolio, credit-exposed investments, or multi-entity cash positions — ContractHive will fit. Tell us about your workflow and we'll show you how.